Ever wondered if your infrastructure assets could do more than just sit on your balance sheet?

Infrastructure, especially in energy and climate sectors, is typically financed as large, cumbersome chunks, often locking significant capital into passive hardware. This approach makes financing slower, more expensive, and inflexible – especially painful when your project financing needs fall below the $10 million mark, an area underserved by traditional banks.

But what if you could transform these passive assets into dynamic, traceable financial instruments?

The Challenge with Traditional Infrastructure Financing

Traditional banks typically:

• Demand extensive credit history and collateral.

• Take months to approve financing.

• Charge higher interest due to perceived risk.

This is particularly challenging for smaller projects or emerging markets where credit history is limited or non-existent.

From Infrastructure to Financial Product

Imagine your solar plant or electric vehicle (EV) charging network not merely as stationary assets, but as living financial products generating passive returns.

Here's how you can make it happen:

1. Asset Fractionalization:

   • Break down large infrastructure into smaller units.

   • Each fraction becomes an independently collateralized asset.

2. Collateralize and Leverage:

   • Turn these fractions into regulated financial products using advanced fintech solutions.

   • Example: Use Penomo technology to tokenize your asset fractions, creating regulated, tradable financial products.

3. Access Broader Capital Markets:

   • Unlock regulated capital markets previously inaccessible due to scale or perceived risk.

   • Attract investors seeking stable returns from tangible, traceable assets.

Real-world Examples

• Enel Group's Tokenized Solar Ownership: Enel Group, in partnership with Conio, has launched a project in Italy that allows residents to purchase fractional ownership in solar farms through tokenization on the Algorand blockchain. This initiative democratizes access to renewable energy investments and enables participants to offset their electricity usage with their owned portion of solar production.

• Ant Group's EV Charger Tokenization: Ant Digital Technologies has tokenized over 9,000 EV charging stations owned by Longshine Technology Group, using blockchain and IoT to enhance transparency in green finance. This enabled the company to secure cross-border financing in Hong Kong, accelerating investment in renewable energy.

Benefits of Dynamic Asset Transformation

1. Access to New Capital Pools: By turning infrastructure into tradable financial products, you can attract institutional investors like pension funds and insurance companies who are looking for stable returns.

2. Lower Cost of Financing: Fractionalization reduces risk by diversifying cash flows across multiple investors, lowering the cost of capital.

3. Quicker Time-to-Capital: Digital platforms enable faster transactions compared to traditional bank loans. Also, real-time tracking ensures better asset management and investor confidence.

Take the Next Step

Is your organization ready to unlock the hidden financial potential in your infrastructure assets?

With Penomo, you can turn your infrastructure into regulated financial products.

About Penomo

Penomo is a digital asset infrastructure platform specializing in tokenized energy and AI infrastructure financing. By transforming physical infrastructure into compliant digital securities, we connect private capital markets with institutional-grade renewable energy and AI investments. Through tokenization, Penomo is streamlining capital access, enhancing liquidity, and enabling efficient financing for the global energy transition and AI expansion.

The time to lead is now! Learn how Penomo can help you.

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