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Privacy Policy

Privacy Policy

INTRODUCTION

This privacy- and cookie policy of Penomo B.V. (hereinafter referred to as "Penomo", "we", "us", or "our") is applicable to all visitors of the website https://penomo.io (the "Website"). This Privacy Policy is crafted in accordance with Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data (the "GDPR").


CONSENT

By using our website, you hereby consent to our Privacy Policy and agree to its terms.


INFORMATION WE COLLECT

When you visit our Website or use our services, we may collect and process the following personal data about you:

  • Identification Data: Such as your name and email address when you sign up for our products

  • Technical Data: Such as IP addresses, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access our Website.


PURPOSE AND LEGAL BASIS FOR PROCESSING

We process your personal data for the following purposes:

  • To provide and maintain our services: Including to provide you with information you've requested or to communicate with you about our services.

  • To improve our Website and services: We analyze how our users interact with our Website to improve user experience.

  • To comply with legal obligations: Such as tax, legal, and other regulatory requirements.

  • Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes

  • Find and prevent fraud

The legal basis for processing your personal data is your consent, the necessity of the data for the performance of a contract, compliance with our legal obligations, and our legitimate interest in promoting and improving our services.


LOG FILES

penomo follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this as part of hosting services' analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information. Our Privacy Policy was created with the help of the Privacy Policy Generator and the Disclaimer Generator.


COOKIES

We use cookies to enhance your experience on our Website. Cookies are small text files stored on your device that allow us to remember your preferences. You can set your browser to refuse all or some cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of our Website may become inaccessible or not function properly.


DATA SHARING AND TRANSFERS

We do not sell or rent your personal data to third parties. However, we may share your personal data with trusted third parties, such as service providers, when necessary to provide our services or if required by law.


DATA RETENTION

We will only retain your personal data for as long as necessary to fulfill the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements.


YOUR RIGHTS

Under the GDPR, you have several rights concerning your personal data:

  • Right to Access: You can request access to your personal data.

  • Right to Rectification: You can have any incomplete or inaccurate data we hold about you corrected.

  • Right to Erasure: You can ask us to delete or remove your personal data.

  • Right to Data Portability: You can request the transfer of your personal data to another party, or directly to you, under certain conditions.

  • Right to restrict processing: You have the right to request that we restrict the processing of your personal data, under certain conditions.

  • Right to object to processing: You have the right to object to our processing of your personal data, under certain conditions.

If you would like to exercise any of these rights, please contact us.


SECURITY

We have implemented appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorized way, altered, or disclosed. We limit access to your personal data to those employees, agents, contractors, and other third parties who have a business need to know.


CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our Website.


CHILDREN'S INFORMATION

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.

penomo does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

INTRODUCTION

This privacy- and cookie policy of Penomo B.V. (hereinafter referred to as "Penomo", "we", "us", or "our") is applicable to all visitors of the website https://penomo.io (the "Website"). This Privacy Policy is crafted in accordance with Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data (the "GDPR").


CONSENT

By using our website, you hereby consent to our Privacy Policy and agree to its terms.


INFORMATION WE COLLECT

When you visit our Website or use our services, we may collect and process the following personal data about you:

  • Identification Data: Such as your name and email address when you sign up for our products

  • Technical Data: Such as IP addresses, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access our Website.


PURPOSE AND LEGAL BASIS FOR PROCESSING


We process your personal data for the following purposes:

  • To provide and maintain our services: Including to provide you with information you've requested or to communicate with you about our services.

  • To improve our Website and services: We analyze how our users interact with our Website to improve user experience.

  • To comply with legal obligations: Such as tax, legal, and other regulatory requirements.

  • Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes

  • Find and prevent fraud

The legal basis for processing your personal data is your consent, the necessity of the data for the performance of a contract, compliance with our legal obligations, and our legitimate interest in promoting and improving our services.


LOG FILES

penomo follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this as part of hosting services' analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information. Our Privacy Policy was created with the help of the Privacy Policy Generator and the Disclaimer Generator.


COOKIES

We use cookies to enhance your experience on our Website. Cookies are small text files stored on your device that allow us to remember your preferences. You can set your browser to refuse all or some cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of our Website may become inaccessible or not function properly.


DATA SHARING AND TRANSFERS

We do not sell or rent your personal data to third parties. However, we may share your personal data with trusted third parties, such as service providers, when necessary to provide our services or if required by law.


DATA RETENTION

We will only retain your personal data for as long as necessary to fulfill the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements.


YOUR RIGHTS

Under the GDPR, you have several rights concerning your personal data:

  • Right to Access: You can request access to your personal data.

  • Right to Rectification: You can have any incomplete or inaccurate data we hold about you corrected.

  • Right to Erasure: You can ask us to delete or remove your personal data.

  • Right to Data Portability: You can request the transfer of your personal data to another party, or directly to you, under certain conditions.

  • Right to restrict processing: You have the right to request that we restrict the processing of your personal data, under certain conditions.

  • Right to object to processing: You have the right to object to our processing of your personal data, under certain conditions.

If you would like to exercise any of these rights, please contact us.


SECURITY

We have implemented appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorized way, altered, or disclosed. We limit access to your personal data to those employees, agents, contractors, and other third parties who have a business need to know.


CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our Website.


CHILDREN'S INFORMATION

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.

penomo does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

penomo

© 2025 Penomo Foundation Ltd.

3 Fraser Street #04-23A Duo Tower

Singapore 189352

© 2025 Penomo B.V.

Daalwijkdreef 47, 1103 AD,

Amsterdam, Netherlands

Copyright © 2025 Penomo BV

We offer certain products and services such as regulated digital assets and financing solutions through affiliated entities of Penomo BV, which operate under jurisdiction-specific compliance frameworks. The exact structure and regulatory oversight depend on the location of the offering and applicable financial laws.

Disclaimer: The information presented on Penomo’s website is for informational purposes only. It does not constitute investment brokerage, investment advice, or any form of financial recommendation. Penomo does not provide legal, tax, or financial advice. This content should not be interpreted as an offer, recommendation, or solicitation to make investment decisions, purchase financial instruments, or enter into any contractual agreement. The information provided does not account for individual investment objectives, financial situations, or specific needs. Penomo strives to ensure the accuracy and relevance of its content; however, all information is subject to change without notice. We do not guarantee updates to reflect changes in market conditions, regulations, or business operations. Users should seek independent professional advice before making any financial or investment decisions.

For further inquiries regarding regulatory compliance and specific jurisdictional details, please contact us

penomo

© 2025 Penomo Foundation Ltd.

3 Fraser Street #04-23A Duo Tower

Singapore 189352

© 2025 Penomo B.V.

Daalwijkdreef 47, 1103 AD,

Amsterdam, Netherlands

Copyright © 2025 Penomo BV

We offer certain products and services such as regulated digital assets and financing solutions through affiliated entities of Penomo BV, which operate under jurisdiction-specific compliance frameworks. The exact structure and regulatory oversight depend on the location of the offering and applicable financial laws.

Disclaimer: The information presented on Penomo’s website is for informational purposes only. It does not constitute investment brokerage, investment advice, or any form of financial recommendation. Penomo does not provide legal, tax, or financial advice. This content should not be interpreted as an offer, recommendation, or solicitation to make investment decisions, purchase financial instruments, or enter into any contractual agreement. The information provided does not account for individual investment objectives, financial situations, or specific needs. Penomo strives to ensure the accuracy and relevance of its content; however, all information is subject to change without notice. We do not guarantee updates to reflect changes in market conditions, regulations, or business operations. Users should seek independent professional advice before making any financial or investment decisions.

For further inquiries regarding regulatory compliance and specific jurisdictional details, please contact us