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For capital allocators and asset managers
The Operating System For Intelligent Private Credit
The Operating System For Intelligent Private Credit
Automate complex workflow across the investment lifecycle from origination to exit, and seamlessly scale operations orders of magnitude faster.
A unified platform purpose-built for hard infrastructure finance, powered by AI.
Built with Decades of Combined Expertise in Infrastructure & Alternative Credit
Why Penomo?
Why Penomo?
Infrastructure Credit and M&A deals don't have to run on outdated software and oversized teams.
We give you the technology leverage to match the operational scale, speed and precision of the largest firms.
Infrastructure Credit and M&A deals don't have to run on outdated software and oversized teams.
We give you the technology leverage to match the operational scale, speed and precision of the largest firms.
CredOS
Stop Drowning In Manual Work.
Start Closing Deals Faster.
Stop Drowning In Manual Work.
Start Closing Deals Faster.
Stop Drowning in Manual Work. Start Closing Deals Faster.
CredOS turns investment operations into software - automating underwriting, structuring, and monitoring to dramatically reduce time and cost per deal. Get deep AI superpowers to gain the operating speed and scale previously reserved for the heavyweights.
Source. Underwrite. Manage.
With Unprecedented Speed.
Originate & Intake
Normalises submissions, consolidate Notes & Emails, asset valuation & filtering, extracts financials, resolves units, and builds a clean base case; compares like-for-like across technologies and geographies.
Underwrite & Structure
Close, Monitor & Manage
Source. Underwrite. Manage. With Unprecedented Speed.
Originate & Intake
Normalises submissions, consolidate Notes & Emails, asset valuation & filtering, extracts financials, resolves units, and builds a clean base case; compares like-for-like across technologies and geographies.
Underwrite & Structure
Close, Monitor & Manage
Source. Underwrite. Manage.
With Unprecedented Speed.
Originate & Intake
Normalises submissions, consolidate Notes & Emails, asset valuation & filtering, extracts financials, resolves units, and builds a clean base case; compares like-for-like across technologies and geographies.
Underwrite & Structure
Close, Monitor & Manage
Source. Underwrite. Manage.
With Unprecedented Speed.
Originate & Intake
Normalises submissions, consolidate Notes & Emails, asset valuation & filtering, extracts financials, resolves units, and builds a clean base case; compares like-for-like across technologies and geographies.
Underwrite & Structure
Close, Monitor & Manage
70%
70%
70%
Faster Sourcing
Faster Sourcing
Faster Sourcing
Save weeks if not months of laborious work with faster first-pass deal screening. From upload → go/no-go (auto-extraction, rules, and eligibility checks).
Save weeks if not months of laborious work with faster first-pass deal screening. From upload → go/no-go (auto-extraction, rules, and eligibility checks).
Save weeks if not months of laborious work with faster first-pass deal screening. From upload → go/no-go (auto-extraction, rules, and eligibility checks).
50%
50%
50%
Shorter Underwriting
Shorter Underwriting
Shorter Underwriting
Shorter underwriting-to-IC turnaround IC pack, covenants, term sheet, and DD checklist generation.
Shorter underwriting-to-IC turnaround IC pack, covenants, term sheet, and DD checklist generation.
Shorter underwriting-to-IC turnaround IC pack, covenants, term sheet, and DD checklist generation.
80%
80%
80%
Less Manual Reporting
Less Manual Reporting
Less Manual Reporting
Reduce manual effort and bandwidth with automated covenant tests, data pulls, drawdown/waiver workflows, and portfolio alerts.
Reduce manual effort and bandwidth with automated covenant tests, data pulls, drawdown/waiver workflows, and portfolio alerts.
Reduce manual effort and bandwidth with automated covenant tests, data pulls, drawdown/waiver workflows, and portfolio alerts.
Before Penomo
Before Penomo
Before Penomo
Before Penomo
Deals tracked across spreadsheets, emails, and PDFs
Manual credit memos and repetitive data entry
Limited visibility across active deals and portfolio risk
Slow approvals due to fragmented information
High operational overhead for scaling the portfolio
After Penomo
After Penomo
After Penomo
After Penomo
Single AI-native workspace for sourcing, structuring, and monitoring
Single AI-native workspace for sourcing, structuring, and monitoring
Automated data ingestion and instant deal insights
Automated data ingestion and instant deal insights
Real-time visibility across pipeline and portfolio
Real-time visibility across pipeline and portfolio
Faster decision-making with structured, comparable analysis
Faster decision-making with structured, comparable analysis
Scale credit operations without increasing headcount
Scale credit operations without increasing headcount
Solving the world's toughest challenges
Bridging the Infrastructure Finance Gap.
The Time To Act Is Now.
Bridging the Infrastructure Finance Gap.
The Time To Act Is Now.
Bridging the Infrastructure Finance Gap.
The Time To Act Is Now.
40%
CAGR for critical infra
$4T
2030 financing gap
5500 GW
Thrice new energy demand
Building the AI-Native Future of Private Credit
Building the AI-Native Future of Private Credit
Latest
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Feb 11, 2026
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Feb 3, 2026
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Jan 30, 2026
Backing and Recognition
Trusted by top brands and industry leaders worldwide.
VENTURES
Backing and Recognition
Trusted by top brands and industry leaders worldwide.
VENTURES
Backing and Recognition
Trusted by top brands and industry leaders worldwide.
VENTURES
Backing and Recognition
Trusted by top brands and industry leaders worldwide.
VENTURES
Ready to See CredOS in Action?
Ready to See CredOS in Action?
Schedule a personalized demo to see how CredOS can automate your workflows, accelerate your credit velocity, and empower your team.
penomo
© 2026 Penomo Foundation Ltd.
3 Fraser Street #04-23A Duo Tower
Singapore 189352
© 2026 Penomo B.V.
Daalwijkdreef 47, 1103 AD,
Amsterdam, Netherlands
Copyright © 2026 Penomo BV
Penomo B.V. is a technology company providing infrastructure software and data solutions. We do not engage in or provide regulated financial, investment, or brokerage services.
*Disclaimer: The information presented on Penomo’s website is for informational purposes only. It does not constitute investment brokerage, investment advice, or any form of financial recommendation. Penomo does not provide legal, tax, or financial advice. This content should not be interpreted as an offer, recommendation, or solicitation to make investment decisions, purchase financial instruments, or enter into any contractual agreement. The information provided does not account for individual investment objectives, financial situations, or specific needs. Penomo strives to ensure the accuracy and relevance of its content; however, all information is subject to change without notice. We do not guarantee updates to reflect changes in market conditions, regulations, or business operations. Users should seek independent professional advice before making any financial or investment decisions.
For further inquiries regarding regulatory compliance and specific jurisdictional details, please contact us
penomo
© 2026 Penomo Foundation Ltd.
3 Fraser Street #04-23A Duo Tower
Singapore 189352
© 2026 Penomo B.V.
Daalwijkdreef 47, 1103 AD,
Amsterdam, Netherlands
Copyright © 2026 Penomo BV
Penomo B.V. is a technology company providing infrastructure software and data solutions. We do not engage in or provide regulated financial, investment, or brokerage services.
*Disclaimer: The information presented on Penomo’s website is for informational purposes only. It does not constitute investment brokerage, investment advice, or any form of financial recommendation. Penomo does not provide legal, tax, or financial advice. This content should not be interpreted as an offer, recommendation, or solicitation to make investment decisions, purchase financial instruments, or enter into any contractual agreement. The information provided does not account for individual investment objectives, financial situations, or specific needs. Penomo strives to ensure the accuracy and relevance of its content; however, all information is subject to change without notice. We do not guarantee updates to reflect changes in market conditions, regulations, or business operations. Users should seek independent professional advice before making any financial or investment decisions.
For further inquiries regarding regulatory compliance and specific jurisdictional details, please contact us
penomo
© 2026 Penomo Foundation Ltd.
3 Fraser Street #04-23A Duo Tower
Singapore 189352
© 2026 Penomo B.V.
Daalwijkdreef 47, 1103 AD,
Amsterdam, Netherlands
Copyright © 2026 Penomo BV
Penomo B.V. is a technology company providing infrastructure software and data solutions. We do not engage in or provide regulated financial, investment, or brokerage services.
*Disclaimer: The information presented on Penomo’s website is for informational purposes only. It does not constitute investment brokerage, investment advice, or any form of financial recommendation. Penomo does not provide legal, tax, or financial advice. This content should not be interpreted as an offer, recommendation, or solicitation to make investment decisions, purchase financial instruments, or enter into any contractual agreement. The information provided does not account for individual investment objectives, financial situations, or specific needs. Penomo strives to ensure the accuracy and relevance of its content; however, all information is subject to change without notice. We do not guarantee updates to reflect changes in market conditions, regulations, or business operations. Users should seek independent professional advice before making any financial or investment decisions.
For further inquiries regarding regulatory compliance and specific jurisdictional details, please contact us
penomo
© 2026 Penomo Foundation Ltd.
3 Fraser Street #04-23A Duo Tower
Singapore 189352
© 2026 Penomo B.V.
Daalwijkdreef 47, 1103 AD,
Amsterdam, Netherlands
Copyright © 2026 Penomo BV
Penomo B.V. is a technology company providing infrastructure software and data solutions. We do not engage in or provide regulated financial, investment, or brokerage services.
*Disclaimer: The information presented on Penomo’s website is for informational purposes only. It does not constitute investment brokerage, investment advice, or any form of financial recommendation. Penomo does not provide legal, tax, or financial advice. This content should not be interpreted as an offer, recommendation, or solicitation to make investment decisions, purchase financial instruments, or enter into any contractual agreement. The information provided does not account for individual investment objectives, financial situations, or specific needs. Penomo strives to ensure the accuracy and relevance of its content; however, all information is subject to change without notice. We do not guarantee updates to reflect changes in market conditions, regulations, or business operations. Users should seek independent professional advice before making any financial or investment decisions.
For further inquiries regarding regulatory compliance and specific jurisdictional details, please contact us