We help infrastructure credit teams source, structure and monitor quality assets with automation, control and transparency to accelerate credit velocity and portfolio performance. Powered by AI.
Originate & Intake
Normalises submissions, asset valuation & filtering, extracts financials, resolves units, and builds a clean base case; compares like-for-like across technologies and geographies.
Underwrite & Structure
Deterministic coverage/math (DSCR, ICR, debt yield), covenant & security playbooks, term-sheet automation, and IC packs with pricing rationale (DSCR target vs priced, gap, coupon source).
Close, Monitor & Manage
Document generation, covenant tracking, DSRA/waiver workflows, Jurisdiction-specific risk checks, web scanning for regulatory compliance, stress tests, and portfolio drill-downs by country, tech, counterparty.
Institutional control at speed, actionable context that moves price,
and seamless monitoring from file to portfolio.
Institutional control, at speed
Standardised math, documented assumptions, and audit trails across every deal.
From file to portfolio
The same engine that closes a loan also monitors covenants, triggers, and repricing signals.
Market data enrichment for risk.
Detecting and surface policy, counterparties, and market shifts with citations tied to terms.
Faster Sourcing
Save weeks if not months of laborious work with faster first-pass deal screening. From upload → go/no-go (auto-extraction, rules, and eligibility checks).
Shorter Underwriting
Shorter underwriting-to-IC turnaround IC pack, covenants, term sheet, and DD checklist generation.
Less Manual Reporting
Reduce manual effort and bandwidth with automated covenant tests, data pulls, drawdown/waiver workflows, and portfolio alerts.
Interested in one of our products or have a question? Send us a message and we'll get backto you shortly.
You can send us a message by filling out the form or by emailing us at hello@penomo.com