Penomo joins the Rockstart Energy Fund portfolio. Read more
For capital allocators and asset managers
The operating system for intelligent private credit
The operating system for intelligent private credit
Automate complex workflows across the credit lifecycle from underwriting to monitoring, and seamlessly access the full power of onchain capital markets. A unified platform for next generation digital finance, powered by AI.
Built with Decades of Combined Expertise in Infrastructure & Alternative Credit
Why Penomo?
Why Penomo?
Our product suite CredOS and the tokenization platform turn complex private and infrastructure credit into assets that are easier to assess, structure, and deploy
Our product suite CredOS and the tokenization platform turn complex private and infrastructure credit into assets that are easier to assess, structure, and deploy
CredOS
Stop Drowning in Manual Work.
Start Closing Deals Faster.
Stop Drowning in Manual Work.
Start Closing Deals Faster.
Stop Drowning in Manual Work. Start Closing Deals Faster.
CredOS turns private credit into software - automating underwriting, structuring, and monitoring to dramatically reduce time and cost per deal. Get deep AI superpowers to gain the operating speed and scale previously reserved for the heavyweights.
Tokenization
Connecting capital to impact.
Curated. Verifiable. Tradable.
Connecting capital to impact. Curated. Verifiable. Tradable.
Connecting capital to impact. Curated. Verifiable. Tradable.
For allocators and Infrastructure projects - Penomo’s tokenization system transforms operating infrastructure-backed instruments into institutional-grade digital assets for accelerated capital diversification into the world’s energy transition.
Source. Underwrite. Manage.
With Unprecedented Speed.
Originate & Intake
Normalises submissions, asset valuation & filtering, extracts financials, resolves units, and builds a clean base case; compares like-for-like across technologies and geographies.
Underwrite & Structure
Close, Monitor & Manage
Source. Underwrite. Manage. With Unprecedented Speed.
Originate & Intake
Normalises submissions, asset valuation & filtering, extracts financials, resolves units, and builds a clean base case; compares like-for-like across technologies and geographies.
Underwrite & Structure
Close, Monitor & Manage
Source. Underwrite. Manage.
With Unprecedented Speed.
Originate & Intake
Normalises submissions, asset valuation & filtering, extracts financials, resolves units, and builds a clean base case; compares like-for-like across technologies and geographies.
Underwrite & Structure
Close, Monitor & Manage
Source. Underwrite. Manage.
With Unprecedented Speed.
Originate & Intake
Normalises submissions, asset valuation & filtering, extracts financials, resolves units, and builds a clean base case; compares like-for-like across technologies and geographies.
Underwrite & Structure
Close, Monitor & Manage
Before Penomo
Before Penomo
Before Penomo
Before Penomo
Deals tracked across spreadsheets, emails, and PDFs
Manual credit memos and repetitive data entry
Limited visibility across active deals and portfolio risk
Slow approvals due to fragmented information
High operational overhead for scaling the portfolio
After Penomo
After Penomo
After Penomo
After Penomo
Single AI-native workspace for sourcing, structuring, and monitoring
Single AI-native workspace for sourcing, structuring, and monitoring
Automated data ingestion and instant credit insights
Automated data ingestion and instant credit insights
Real-time visibility across pipeline and portfolio
Real-time visibility across pipeline and portfolio
Faster decision-making with structured, comparable analysis
Faster decision-making with structured, comparable analysis
Scale credit operations without increasing headcount
Scale credit operations without increasing headcount
Solving the world's toughest challenges
Bridging the energy transition finance gap.
The time to act is now.
Bridging the energy transition finance gap.
The time to act is now.
40%
CAGR for critical infra
$4T
2030 financing gap
5500 GW
Thrice new energy demand
Powering humanity on Earth and beyond
Powering humanity on Earth and beyond
Backing and Recognition
Trusted by top brands and industry leaders worldwide.
VENTURES
Backing and Recognition
Trusted by top brands and industry leaders worldwide.
VENTURES
Backing and Recognition
Trusted by top brands and industry leaders worldwide.
VENTURES
Backing and Recognition
Trusted by top brands and industry leaders worldwide.
VENTURES
Ready to See CredOS in Action?
Ready to See CredOS in Action?
Schedule a personalized demo to see how CredOS can automate your workflows, accelerate your credit velocity, and empower your team.
penomo
© 2025 Penomo Foundation Ltd.
3 Fraser Street #04-23A Duo Tower
Singapore 189352
© 2025 Penomo B.V.
Daalwijkdreef 47, 1103 AD,
Amsterdam, Netherlands
Copyright © 2025 Penomo BV
Penomo B.V. is a technology company providing infrastructure software and data solutions. We do not engage in or provide regulated financial, investment, or brokerage services.
*Disclaimer: The information presented on Penomo’s website is for informational purposes only. It does not constitute investment brokerage, investment advice, or any form of financial recommendation. Penomo does not provide legal, tax, or financial advice. This content should not be interpreted as an offer, recommendation, or solicitation to make investment decisions, purchase financial instruments, or enter into any contractual agreement. The information provided does not account for individual investment objectives, financial situations, or specific needs. Penomo strives to ensure the accuracy and relevance of its content; however, all information is subject to change without notice. We do not guarantee updates to reflect changes in market conditions, regulations, or business operations. Users should seek independent professional advice before making any financial or investment decisions.
For further inquiries regarding regulatory compliance and specific jurisdictional details, please contact us
penomo
© 2025 Penomo Foundation Ltd.
3 Fraser Street #04-23A Duo Tower
Singapore 189352
© 2025 Penomo B.V.
Daalwijkdreef 47, 1103 AD,
Amsterdam, Netherlands
Copyright © 2025 Penomo BV
Penomo B.V. is a technology company providing infrastructure software and data solutions. We do not engage in or provide regulated financial, investment, or brokerage services.
*Disclaimer: The information presented on Penomo’s website is for informational purposes only. It does not constitute investment brokerage, investment advice, or any form of financial recommendation. Penomo does not provide legal, tax, or financial advice. This content should not be interpreted as an offer, recommendation, or solicitation to make investment decisions, purchase financial instruments, or enter into any contractual agreement. The information provided does not account for individual investment objectives, financial situations, or specific needs. Penomo strives to ensure the accuracy and relevance of its content; however, all information is subject to change without notice. We do not guarantee updates to reflect changes in market conditions, regulations, or business operations. Users should seek independent professional advice before making any financial or investment decisions.
For further inquiries regarding regulatory compliance and specific jurisdictional details, please contact us
penomo
© 2025 Penomo Foundation Ltd.
3 Fraser Street #04-23A Duo Tower
Singapore 189352
© 2025 Penomo B.V.
Daalwijkdreef 47, 1103 AD,
Amsterdam, Netherlands
Copyright © 2025 Penomo BV
Penomo B.V. is a technology company providing infrastructure software and data solutions. We do not engage in or provide regulated financial, investment, or brokerage services.
*Disclaimer: The information presented on Penomo’s website is for informational purposes only. It does not constitute investment brokerage, investment advice, or any form of financial recommendation. Penomo does not provide legal, tax, or financial advice. This content should not be interpreted as an offer, recommendation, or solicitation to make investment decisions, purchase financial instruments, or enter into any contractual agreement. The information provided does not account for individual investment objectives, financial situations, or specific needs. Penomo strives to ensure the accuracy and relevance of its content; however, all information is subject to change without notice. We do not guarantee updates to reflect changes in market conditions, regulations, or business operations. Users should seek independent professional advice before making any financial or investment decisions.
For further inquiries regarding regulatory compliance and specific jurisdictional details, please contact us
penomo
© 2025 Penomo Foundation Ltd.
3 Fraser Street #04-23A Duo Tower
Singapore 189352
© 2025 Penomo B.V.
Daalwijkdreef 47, 1103 AD,
Amsterdam, Netherlands
Copyright © 2025 Penomo BV
Penomo B.V. is a technology company providing infrastructure software and data solutions. We do not engage in or provide regulated financial, investment, or brokerage services.
*Disclaimer: The information presented on Penomo’s website is for informational purposes only. It does not constitute investment brokerage, investment advice, or any form of financial recommendation. Penomo does not provide legal, tax, or financial advice. This content should not be interpreted as an offer, recommendation, or solicitation to make investment decisions, purchase financial instruments, or enter into any contractual agreement. The information provided does not account for individual investment objectives, financial situations, or specific needs. Penomo strives to ensure the accuracy and relevance of its content; however, all information is subject to change without notice. We do not guarantee updates to reflect changes in market conditions, regulations, or business operations. Users should seek independent professional advice before making any financial or investment decisions.
For further inquiries regarding regulatory compliance and specific jurisdictional details, please contact us